Built for clarity and privacy.
Budgt is an independent personal finance tool designed to bring calm and control to your money — without bank connections, clutter, or subscriptions.
Most personal finance apps grow until they become unusable. They add mandatory bank connections that break, credit score upsells, debt consolidation ads, and monthly subscription tiers that lock basic features behind paywalls.
Budgt was created with a different goal: to be finished on purpose. It focuses on doing three things exceptionally well — tracking transactions across wallets, setting category budgets, and saving towards real goals.
Product Philosophy
Budgt is
- A calm, private personal finance app
- Built for wallets, budgets, and savings goals
- Offline-first with data stored locally on device
- Single-tier free model funded by unobtrusive ads
- Simple, transparent, and finished on purpose
Budgt is not
- Not a bank and never asks for banking credentials
- Not an aggregator selling or packaging user data
- Not bloated with loan offers or credit score ads
- Not a subscription app with locked features
- Not filled with complex financial jargon
How it's built
Budgt is engineered with modern cross-platform tools: Expo, React Native, and Firebase. All transaction data resides locally on your device using fast, native storage — ensuring privacy, instant launch times, and full offline operation.