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Cookies & Advertising Policy

This policy explains how Budgt uses cookies, analytics, and advertising technologies on budgt.online (the "Website").

1. How We Use Cookies & Advertising Technologies

We use cookies and similar browser storage technologies for essential site functionality, privacy-first analytics, and non-intrusive contextual advertising:

  • Essential Cookies: Required for basic site operation, remembering dark/light theme preferences (
    budgt_theme
    ), and saving your cookie consent choices (
    budgt_consent
    ).
  • Google Analytics 4 (GA4): Collects aggregated, non-identifying website traffic telemetry (page views, button clicks). GA4 initializes only after explicit user consent via Google Consent Mode v2.
  • Google AdSense: Serves non-intrusive contextual advertisements on editorial pages (such as blog posts and help articles). Sensitive ad categories (loans, gambling, cryptocurrency, dating, and weight loss) are explicitly blocked site-wide.
  • Cloudflare Turnstile: Provides bot protection for contact forms without using tracking cookies.

2. Cookie Categories & Retention Table

The table below lists all cookies used on this Website:

| Cookie Name | Purpose | Provider | Category | Duration | |---|---|---|---|---| | 

budgt_theme
| Stores dark/light theme preference | First-party | Essential | 1 year | | 
budgt_consent
| Remembers your cookie consent choices | First-party | Essential | 1 year | | 
_ga
| Distinguishes unique visitors for analytics | Google Analytics | Analytics | 2 years | | 
_ga_*
| Maintains session state for analytics | Google Analytics | Analytics | 2 years | | 
__gads
| Serves and frequency-caps AdSense ads | Google AdSense | Marketing | 13 months | | 
__gpi
| Measures ad performance and interaction | Google AdSense | Marketing | 13 months |

3. Google Consent Mode v2 & Managing Preferences

All non-essential cookies (Analytics and Marketing) are default-denied until you explicitly grant consent.

You can update or revoke your cookie choices at any time using our consent banner or by clearing your browser cookies.

For more information on how we handle personal data, please read our Privacy Policy.